Wednesday, 28 December 2011

Help for Confused Car Insurance Seekers in Automotive Land: Part I

There are many myths and misnomers in the Auto Insurance quotes world. It can be pretty overwhelming for confused insurance seekers. For starters, there’s a lot of confusing Auto Insurance terminology. It might be helpful to separate the factual wheat from the factoid chaff.

No-fault Insurance, for example, means that the insurance company pays for any accidental damage no matter who's at fault, not than no one actually is at fault. Similarly, Car Towing Insurance doesn’t pay when your car gets towed, from, say a handicapped spot; it’s for breakdowns and emergencies only. And finally, Personal insurance does not, in fact, cover your person, enabling you to drive insured in any vehicle; instead it covers your own car and other vehicle you specifically extend your auto insurance coverage to. In the same vein, if you use your own car for business purposes you need extend your personal car insurance to cover its business use too.

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